Secured Loans for UK Homeowners, Tenant Loans for Tenants, Mortgages and Remortgages
At Dragon Finance we arrange UK Secured Loans. A Secured Loan is a Personal Loan, secured on your home.. Non-Homeowners CLICK HERE for an Unsecured Loan
A Secured Loan allows you to borrow money at a far better rate than an Unsecured Loan because your home is used as security and deemed less of financial risk by the borrowers. Your home is however at risk if you do not keep up repayments secured upon it.
If you have no previous credit problems and pass a credit check with good scores then you are classed as Status. A credit check determines your credit history and whether you have any CCJ's, Defaults, Mortgage Arrears, Bankruptcy, Debts, IVA's, Hire Purchase Defaults or outstanding credit card bills. If you failed a credit check due to a poor credit history, self employed with no accounts, have the wrong job or work only a few hours a week then you are classed as Non Status. It may not have been recently, it could have been years ago or maybe maybe it was not that you was at fault, but you are still black listed. Maybe you were made unemployed, got divorced. It could be that illness prevented you from paying the bills on time or bankruptcy made it impossible for you to stay in the black.
Debt Consolidation, Home Improvements, Car Loan, Caravan Loan, Deposit for House, Business Purposes, Christmas Cash, Funeral, Holiday, Boat Loan, Motorbike Loan, Deposit for Other, Cosmetic Surgery, Wedding and Debt Management
Mainstream lenders only want high scores and Full Status Loans. If you are Non Status then you will require a Non Status Secured Loan. Some of these will offer you a non status loan but at a much inflated rate.
However, our Independent Financial Advisors will find competitive secured loan to suit your score, good or bad.
UK Homeowner - SECURED LOAN APPLICATION FORM
UK Non-Homeowner -
UNSECURED LOAN APPLICATION FORM
UK Mortgage - MORTGAGE APPLICATION FORM
UK Remortgage - REMORTGAGE APPLICATION FORM
