Nonstatus Mortgages - UK Mortgages for UK Residents

Nonstatus Mortgages

Dragon Finance work with our independent panel of lenders and brokers to arrange Nonstatus Mortgagess whether you have a good credit history or for people with credit problems.

Nonstatus Mortgages - Status or Non Status : which are you?

If you are an UK resident looking for a Nonstatus Mortgages or you require a Nonstatus Mortgages solution then all you need to do is complete our Online Nonstatus Mortgages Application Form of Dragon Finance.

What is Credit Rating?

Before any lender considers lending you credit for a Nonstatus Mortgages they will undertake a credit check. This process is used by some lenders to determine what level of credit risk you are. They use a scoring system based on credit history; good or bad, length at current address, security, employment, income and answering these questions gives them a score or Credit Rating. A credit check determines your credit history and whether you have any CCJ's, Defaults, Mortgage Arrears, Bankruptcy, Debts, IVA's, Hire Purchase Defaults or outstanding credit card bills.

Status or Non Status - That is the question?

If you have no previous credit problems and pass a credit check with good scores then you are classed as Status.
If you failed a credit check due to a poor credit history, self employed with no accounts, have the wrong job or work only a few hours a week then you are classed as Non Status. It may not have been recently, it could have been years ago or maybe maybe it was not that you was at fault, but you are still black listed. Maybe you were made unemployed, got divorced. It could be that illness prevented you from paying the bills on time or bankruptcy made it impossible for you to stay in the black.

What are my Nonstatus Mortgages options?

Mainstream lenders only want high scores and Full Status Mortgages. If you are Non Status then you will require Non Status Mortgage lenders. Some of these will offer you a non status mortgage but at a much inflated rate.
However, our Independent Financial Advisors try to find competitive Nonstatus Mortgages to suit your score, good or bad.

Don't let your credit history, stop your future!

Apply Online Today for a Nonstatus Mortgages: